WENDY'S TEAM
JED ETTERS
Branch Manager: Del Mar Coldwell Banker Realty
Email: Jed.Etters@camoves.com
Business address:
3790 Via De La Valle, Suite 301, Del Mar CA 92014
Phone: 858-755-0075
With decades of experience in the real estate industry, Jed serves as an invaluable resource and strategic partner to Wendy, providing expert-level support across every stage of her transactions. Leveraging his own background as a successful real estate agent, Jed ensures that communication remains seamless and efficient, helping to minimize stress and streamline the client experience.
Jed remains deeply attuned to the evolving regulatory landscape, ensuring that all transactions are executed in full compliance with current laws and brokerage standards. His oversight not only protects the integrity of each deal but also reinforces a culture of professionalism and accountability.
Beyond operational and legal support, Jed is committed to Wendy's continued growth and success - equipping her with the tools, resources, and guidance necessary to excel in an ever-changing market.
CERISSA CASTRIOTTA
Transaction Coordinator
Email: cerissalynnc@gmail.com
Cerissa is Wendy's right hand in every real estate transaction, ensuring everything runs smoothly from contract to close. She handles all administrative tasks - managing paperwork, timelines, and critical deadlines - so Wendy can focus on her clients and the sales process.
She helps to coordinate inspections, appraisals, title work, and communication between all parties. Cerissa tracks contingency dates, ensures documents are complete and keeps everything on schedule to avoid delays. She also oversees funding deadlines like earnest money and down payments, helping to protect the contract and keep deals on track.
Her behind-the-scenes expertise is a key reason Wendy's transactions close smoothly and on time.
JANINE ST. LOUIS
Senior Escrow Officer - Ticor Title and Escrow
Email: Janine.St.Louis@ticortitle.com
Phone: 858-847-0321
Janine St. Louis is a seasoned escrow officer with over 30 years of experience and she's the calm, capable force behind every smooth closing that Wendy has. She ensures Wendy's clients feel confident and informed throughout the escrow process, providing exceptional service with patience, clarity, and precision.
Janine works closely with Wendy's title agent and any involved lenders to ensure that tiles are clear, documents are in order, and timelines stay on track. From managing earnest money deposits to overseeing the signing and disbursement of funds, she handles every detail of Wendy's transactions with care.
Her communication is proactive, her attention to deadlines is unmatched, and her commitment to excellence ensures that nothing falls through the cracks. From contract to closing, Janine delivers peace of mind every step of the way.
CHRISTY CIMINO
Vice President of Sales in Title Insurance and Settlement: Equity Title
Email: Christy.Cimino@equitytitle.com
Phone: 619-574-1875
Christy Cimino is Wendy's trusted title officer and an essential part of Wendy's real estate team. With over 30 years of experience in the title industry, Christy has a deep expertise and attention to detail, she ensures every transaction is backed by a clean and insurable title - providing peace of mind for Wendy's clients and keeping deals on track from start to finish.
Christy begins by conducting a thorough title search, reviewing public records to uncover any issues that could impact ownership - such as liens, judgments, or errors in the chain of title. Her proactive approach helps identify and resolve problems early, preventing surprises down the line.
Once the title search is complete, Christy issues a title commitment that outlines any requirements that must be met before closing. She works closely with Wendy's escrow officer and any lenders involved to make sure all title conditions are satisfied and that all necessary documentation is accurate and complete.
Christy also helps prepare and review closing documents, ensuring that everything is legally sound and ready for recording. Once the transaction closes, she issues the final title insurance policies that protect both the buyer and the lender from future claims or title defects.
Throughout the process, Christy keeps communication clear and timely, helping Wendy serve her clients with confidence and efficiency. Her expertise, reliability, and thoroughness area. major reason Wendy's transactions close smoothly - and why Wendy considers her an invaluable partner in every deal.
MICHELLE MORRIS
Senior Vice President of Mortgage and Lending: Guaranteed Rate Affinity
Email: Michelle.Morris@grarate.com
Phone: 619-850-3600
Michelle is Wendy's trusted mortgage expert with over 30 years of experience. She takes the time to understand each client's financial goals and helps them secure smart, personalized loan solutions.
As part of Guaranteed Rate, Michelle leads a dedicated team that supports Wendy's clients through every step - from fast, reliable pre-approvals to smooth closings. She ensures buyers know their budget, stay on track during underwriting, and close on time with confidence.
AVERY KAVANAGH
Marketing Specialist and Agent Support
Email: Avery.Kavanagh@cbrealty.com
Phone: 858-216-4612
Avery is Wendy's trusted Regional Support Specialist at Coldwell Banker, and her invaluable support is a key reason Wendy's business runs so smoothly. From the moment Wendy steps into the office, Avery is there to ensure everything is in place for a successful transaction. Whether it's handling operational tasks, managing office compliance, or coordinating paperwork, Avery takes care of the details so Wendy can focus on what she does best - serving her clients.
Avery plays an essential role in keeping Wendy up-to-date on the latest tools and technology Coldwell Banker has to offer. She provides ongoing training, troubleshooting, and tailored support, ensuring Wendy is always equipped with the best systems to navigate her business efficiently. With Avery's expertise, Wendy has the confidence to utilize Coldwell Banker's resources to their fullest potential, ensuring her clients receive the highest level of service.
Additionally, Avery's meticulous coordination of regional projects and events allows Wendy to stay ahead of the curve. She handles marketing initiatives and client engagement efforts, ensuring that Wendy's brand remains strong and visible in the market. Avery also acts as the vital link between Coldwell Banker's corporate teams and Wendy's office, ensuring that all important updates and resources are communicated clearly and promptly.
With Avery by her side, Wendy can focus on building relationships with clients and closing successful transactions, knowing that the operational and logistical side of the business is being expertly managed. Avery's unwavering support is an integral part of Wendy's success, allowing her to provide exceptional service and achieve her goals with ease.
WE’RE CREATIVE
WE’RE PASSIONATE
WE’RE THE SOLUTION
© 2023 Coldwell Banker Realty
©2022 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
